If you’ve been putting off dental visits, now is the time to stop, especially if you have dental insurance. Every year, more than 100 billion in insurance premiums go unused all over the United States. The truth is—that insurance coverage that gets left on the table might be the key to maintaining your smile. When you put off treatment, your oral health can decline until you need more invasive procedures like root canals.
If you want to learn more about how dental insurance can help you avoid needing more serious treatments, continue reading.
Understanding Your Coverage
Before diving into preventive care, it’s necessary to have a clear understanding of your dental insurance coverage. Know the specifics of your plan, including coverage limits, deductibles, and any waiting periods that may apply. Being informed about your insurance details helps you to make strategic decisions about your dental health.
Routine Checkups and Cleanings Can Save Your Teeth
Many dental insurance plans cover routine checkups and cleanings as part of preventive care (usually 80 – 100%). Regular visits to your dentist for cleanings and examinations can help detect issues early on.
This can help prevent progression to more severe conditions that may require serious treatment that may not be covered. Don’t let covered preventive services go unused!
Dental Insurance Usually Covers Your Fillings
If your dental checkup reveals the presence of cavities, addressing them immediately is the best strategy. Dental insurance often covers most of if not all the cost of fillings. Tackling cavities in their early stages can halt the progression of decay and preserve the health of the affected tooth.
If you’re trying to prevent a root canal or other more expensive treatments, this is how you achieve that.
Pay Attention to Your Annual Maximums
Most dental insurance plans have an annual maximum – the maximum amount the insurance will pay for covered services each year. Come up with a strategy to use your allotted maximum wisely.
Your next step should be making a treatment plan with your dentist. Schedule visits in advance and plot out the amount you’ll be spending at any given time. This will help you maximize your coverage and help you avoid paying out for more expensive treatments.
About the Practice
At Denton Dental Center, Dr. Todd Balington and Dr. Naveen Karim share a passion for helping patients get the smiles of their dreams. They both strive to keep up-to-date with the latest dental technology trends to offer comprehensive treatment tailored to your needs. To schedule an appointment, call (940) 383-3300 or visit the website to learn more. They are in-network providers for Aetna, Ameritas, BlueCross BlueShield, Cigna, Humana, MetLife, Delta Dental, Guardian, and others. If you want to know if your insurance is in-network, just ask!